Category Archives: Lifestyle Freedom

5 Ways to Impact Someone through Kindness

It’s easy to get caught up in the hustle and bustle of life and to overlook the need for help that’s all around us. When we open our eyes and focus our minds on love and empathy, we see opportunities to make an impact in someone else’s life.

Love can change the world. Here are 5 ways to make an impact in your community and improve the lives of others.

Practice Daily Kindness

Practice Daily Kindness

Daily kindness begins with a smile. As you encounter others, put on a smile and say hello. We never know the struggles that a specific person is going through and something as small as a smile and a warm greeting can change someone’s outlook. You’ll find that smiling is contagious. When you smile at someone, they automatically smile back and you are immediately rewarded for your efforts.

Provide a Warm Meal

Warm Meal for Kindness

There are times when our friends and neighbors need help but don’t feel comfortable asking. They may be sick, stressed out, or having financial difficulties. When you sense this, give them a call asking if you can bring over a hot meal. Give them a day’s notice so that they can enjoy the day knowing that they don’t have to rush home to cook.

Anonymous Acts of Kindness

Kindness with Note

Brightening someone else’s day without them knowing who did it can make a big difference in their lives. Here are some ideas to get you started:

  1. Leave a note of encouragement on a random car in a parking lot.
  2. Pay for the person behind you in a drive through.
  3. When getting gas, leave an envelope with $10 inside and a note saying “Please accept this gift, I hope it brightens your day.”
  4. When eating at a diner, tip your waitress the same amount as the bill.
  5. Put money in parking meters for someone whose time has expired.
  6. Mow  your neighbor’s yard when they’re out-of-town.
  7. Leave unused coupons next to items on the shelf.

Volunteer in your Community

Volunteering

There are many organizations that are impacting people’s lives in a positive way. By volunteering, these organizations can continue providing assistance and you gain a sense of satisfaction by helping. A side benefit is that you also pick up new skills that are valuable in other areas of your life. Can’t think of places to volunteer? Here are a few ideas:

  • Local churches – Look for local churches or synagogues that need help.
  • Habitat for Humanity – Help build houses for families in need and learn valuable construction skills.
  • Food Pantries – Local food pantries organize food drives and feed hungry residents in your neighborhood. FoodPantries.org lets you search for one near you.
  • YMCA – Here you can volunteer to help both children and adults, strengthen your leadership skills, or pick up some valuable teaching experience by tutoring literacy courses.

Change Someone’s Life by Gifting Your Talents

Kindness with your Talents

Each of us has unique talents. It may be woodworking, crafting, cooking, or working on the computer. You may not have thought of impacting someone’s life by gifting your talents. For example, let’s say you enjoy woodworking. Seek out a family that you know is struggling financially. Pour your love into a making a piece of furniture that you can sell and contribute the proceeds of the sale to the family. If you want to stay anonymous, leave a note in their mailbox with the proceeds inside. With a little creativity, you’ll find lots of ways to change people’s lives with love.

About this Blog

Steve and his wife built a software company, sold it and retired early. Steve enjoys blogging about lifestyle freedom, financial independence, and technology. If you like this blog, subscribe here to get an email each time he posts.

If you like this post, you might also like these prior posts:

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How to live a zen-like life of Reduced Stress

It’s easy to get stressed and lose focus in our lives. By following a few daily routines, you can quickly regain focus and obtain reduced stress. So how do you become more centered, focused and calm? Start by following these simple steps each day.

Start the Day with Exercise

Reduced Stress by Cycling

Start your day with some type of exercise but choose an exercise you enjoy. For me, it is working out with weights, cycling or walking. It doesn’t have to take long, just 20 minutes of exercise 5 days a week is a great start.

Post-Exercise Meditation

Reduced Stress by Medidation

Once you’ve completed 20 minutes of exercise, wind down from it by closing your eyes and relaxing for 10 minutes. When doing this, try to clear your mind of thoughts. Thoughts will creep in and that’s OK, just try to suppress them when they do. Some people enjoy listening to light music in the background and burning a candle. Once you’re done, you’re going to start the day on the right foot: energized and focused.

Make Your Bed

Reduced Stress by Making Bed

Before leaving for work, make your bed and quickly pick up any clothes that are laying around. By doing this, it eliminates clutter and allows your mind to start the day in a more organized and deliberate way.

Organize Your Day for Reduced Stress

Reduced Stress by getting Organized

Once you’re at work, spend the first 30 minutes making a list of things you would like to accomplish today. Don’t be overly aggressive with your list and don’t beat yourself up if you don’t accomplish them. Having a targeted list of action items will keep you focused and will reduce stress.

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Take Breaks

Reduced Stress by Taking a Break

Throughout the day, take 10-minute breaks to get away from your desk. Simply walk around the office or step outdoors. By walking, it clears your mind and allows you to attack problems in a different way and better solutions become clearer. Try to take at least one 10-minute break in the morning, walk for 10 minutes at lunch and then take another 10-minute break in the afternoon.

Resist Work at Night

Reduced Stress with no Work

If you’ve worked during the day, resist the temptation to continue your work when you get home. To be your best, you must decompress and de-stress at the end of the day. Do something you enjoy. Listen to music, cook, spend a quiet evening with your partner, watch TV or read a book.

End of Day Routine

Reduced Stress by being Grateful

At the end of the day, just before bed, spend 10 minutes in grateful meditation.  Instead of trying to clear your mind, close your eyes and think of things you are grateful for. I am sure you are grateful for living on a beautiful earth, your family, your friends, your co-workers, your job, and your abundance. Let those thankful ideas come to the forefront of your mind. Then end your meditation with a few moments of silent thought. You will feel the stress melt away and will be ready for a great night of sleep with reduced stress.

Conclusion

By just following a few practices, you will find that less than an hour a day can be a huge impact on how you view the world and for reduced stress. The order of the practices is not important. For example, you may be a night owl and cannot wake up in time to exercise first. That’s totally fine, just rearrange the practices to fit your life. You’ll be surprised how much of an impact this can make.

Do you have any practices you’ve put into place that has reduced stress in your life?

About this Blog

Steve and his wife built a software company, sold it and retired early. Steve enjoys blogging about lifestyle freedom, financial independence, and technology. If you like this blog, subscribe here to get an email each time he posts.

If you like this post, you might also like these prior posts:

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Benefits of Volunteering (5 Surprising Benefits)

This year, what if we did away with our old notions of New Year’s resolutions. You know the ones: losing weight, reading more, exercising more. What if this year we decided to do something impactful to other people’s lives? Volunteering may be the answer.

Benefits of Volunteering

There are many benefits of volunteering but here is my list of the top ones:

Volunteering is Good for Organizations

There are many organizations set up to help others. Red Cross, Habitat for Humanity, and YMCA are just a few. These organizations make huge contributions and are impactful to other people’s lives. Many times these organizations are understaffed. By volunteering with one or more of these organizations, you can help them to keep their legacy of giving strong.

Volunteering

Aids People in Need

People in need are the reason these organizations exist. From natural disasters to homelessness, volunteering provides direct relief to people in need. When you help someone directly, you gain a feeling of deep satisfaction.

Volunteering can be fun

Meet New People

As you volunteer, you naturally meet new people with similar goals and aspirations as your own. These encounters can lead to lasting friendships.

Volunteering Teaches You New Skills

When you volunteer, you learn new skills. Clerical skills like bookkeeping and event management can help you in your own personal life. Leadership skills can be honed by organizing events and delegating tasks. Volunteer organizations like Habitat for Humanity teach woodworking and home building skills that can be invaluable in your daily life.

Volunteering can be impactful

Volunteering Feels Good

By volunteering, you get a major endorphin rush as you see how your help directly impacts others. It helps build self-confidence and gives you a better sense of being.

Conclusion

Volunteering can be a great New Year’s resolution. Do you have a favorite organization to volunteer with? If so, leave us a comment below.

About this Blog

Steve and his wife built a software company, sold it and retired early. Steve enjoys blogging about lifestyle freedom, financial independence, and technology. If you like this blog, subscribe here to get an email each time he posts.

If you like this post, you might also like these prior posts:

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8 Powerful Apps for Planning Your Retirement

Today’s blog post is from a special guest, Davis Miller. Davis is a regular contributor at many sites and mainly focuses on business related topics. He works for a site http://www.synaptic.co.uk/ offering financial research tools for financial service advisers. So without further adieu, here is his article for planning your retirement:

The days of one job for life are generally disappearing. Easier mobility, job prospects and the ability to communicate across the world in seconds has changed the way many people live and work. This will often mean that as you approach retirement you will have a selection of different funds.

This can make it extremely difficult to track your money and know what you have available to live on whilst you are retired. However, it is possible, with the aid of a few apps to know exactly where your funds are and what they are doing; at any time of the day or night. The following apps were ideally created for retirees who want to ease their job at living their lives as they get closer to retirement:

Planning your Retirement with RetirePlan

This app will cost you $4.99 and is designed for the iPad. Once it has been downloaded it will provide you with accurate information regarding the state of your retirement funds and for planning your retirement. You will need to enter a few details into the app and then you can adjust the scenarios easily using slider bars.

Retire Plan - App for Retirement

iFinance

iFinance is a useful app designed for the iPad, iPhone and even the iPod Touch. It costs $0.99. You can enter a huge amount of detail regarding your current finances and it will calculate an accurate picture of your retirement situation. It even calculates compound interest on your savings and investments to aid in planning your retirement.

iFinance - Retirement Planning

Early-Retirement Forum

This app is completely free and works on any cell phone. It is a gateway to an online forum where you can meet thousands of other people who are either retired or working towards their retirement. Early-Retirement Forum is an excellent opportunity to swap stories, tips and inspire each other and can be a helpful aid in planning your retirement.

Early Retirement Forum - Retirement Planning

Retirement Planner

This app is designed to run on an Android phone and is free. It will allow you to drill into any pension scheme and assess your current saving levels; how they will affect your retirement and how your employer’s contributions are building. Retirement Planner can even help you to decide which type of IRA is right for you.

Retirement Planning

Retire Logix

This free app is designed for your iPhone and will provide you with pictures, in graph form, of your retirement plan. This can make it very easy to follow and to understand the impact of any changes to your savings plan and can aid in planning your retirement.

Retire Logix - Planning for Retirement

Military Retirement

As its name suggests Military Retirement is designed to assist all service personnel; whether current enlisted or retired. It costs $3.99 but it will enable you to see all your military benefits and how they will affect your retirement status. It can calculate your retirement pay accurately based on your length of service, rank and your expected date of retirement.

Military Retirement - Planning your Retirement

MyNestEgg

This app will allow you to see your savings progress and the amount of income you need to dedicate to saving to ensure your retirement goals are reached. MyNestEgg includes any savings or investment pots you already have in place.

MyNestEgg - Planning your Retirement

YouNeedaBudget (YNAB)

This app is designed to assist you with creating the right budget to make your retirement dreams possible. YouNeedaBudget will allow you to calculate your current spending habits and where you can make adjustments to improve your disposal income and reach your retirement goals.

You Need a Budget - Planning your Retirement

Conclusion

There are lots of apps out there meant to help you keep your life and finances organized. If you’re close to retirement and you want to be safe that your money will be enough to live comfortable, then the above mentioned apps will surely help you out. In case you’re not an internet guru, ask a financial advisor more about risk management software, apps and tips on what you can do to not have to worry about money in your 70s.

By Davis Miller and Synaptic.co.uk!

About this Blog

Steve Miller and his wife built a software company, sold it and retired early. Steve enjoys blogging about lifestyle freedom, financial independence, and technology. If you like this blog, subscribe here to get an email each time he posts.

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Love Can Change the World: 6 Ways to Make an Impact in your Community

Today the Life Hacker site published a guest blog post I wrote entitled “Love can change the World: 6 Ways to Make an Impact in your Community“.  Here are the highlights of the article:

Love Can Change the World

Love can change the world

  • Understanding the needs of others
  • How to use your talents and positions of influence
  • How to conduct anonymous acts of kindness
  • How to volunteer in your community
  • How to practice daily kindness

Here is the full article, please share it with others: http://bit.ly/20slbsL 

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About this Blog

Steve and his wife built a software company, sold it and retired early. Steve enjoys blogging about lifestyle freedom, financial independence, and technology. If you like this blog, subscribe here to get an email each time he posts.

If you like this post, you might also like these prior posts:

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How to Develop a Bucket List (see these POWERFUL Stories)

The new year is approaching and it’s the time we normally start thinking about goals and resolutions. This year, what if you developed a bucket list instead of a set of resolutions you are likely to drop by the end of January?  What is a bucket list?

A bucket list is a list of things that one has not done before but wants to do before dying

Hey, I’m not old enough to be thinking about the end of days but its never too early to start thinking about things you want to accomplish in life.

Preparing your Bucket List

Here are some tips for preparing your list:

  • Think of Activities – Think about activities you would like to do. Maybe it’s learning to use a crossbow, making jewelry, or experiencing a zip line over the jungle. For me, it’s skydiving and snorkeling the great barrier reef.
  • Think of Learning – Are there things you wish you had learned? Maybe it’s learning a different language, how to play the guitar, or how to paint. For me, it’s learning how to draw better.
  • Think of Travel – I bet there are places you’d like to visit. For me, it’s Australia, New Zealand, Norway, and Greece.
  • Think Big – Don’t limit yourself to things that are easy to accomplish, think big.

5 Powerful Stories

It’s always good to get ideas and inspiration from others that have built a bucket list and are checking items off their list every year. Here are some powerful stories that will surely inspire.

Bucket List Publications

Bucket List ProductionsLesley Carter publishes her list every year on her Bucket List Publications blog and you can follow along as she checks things off her list. She is incredibly inspiring and has mastered the idea of thinking big. Just this year, she was sailing to Antarctica, trekking gorillas, cage diving with great whites, visiting multiple continents, and hiking volcanoes.

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The Bucket List Blog

Bucket List BlogAlex Wagman publishes his list on his Bucket List blog.  His list includes graduating college, streaking in public (hey — to each his own), alligator hunting, and flying a plane. One compelling item on his list for 2015 was surviving 72 hours in the wild with nothing but a knife.


Bucket List Journey

Bucket List JourneyAnnette publishes her list on her Bucket List Journey blog.  Similar to Lesley Carter, she is incredibly inspiring but many of the items on her list are easier to complete. Here are just a few interesting items on her list: eat fire, flyboarding, jump off a cliff, indoor skydive, swim with sea turtles, and walk on a black sand beach.


Bucket List Blogger

Bucket List BloggerJackie publishes her list on her Bucket List Blogger blog.  Jackie was inspired by a life coach and that chance meeting set the stage for a more fulfilling life. Here are a few things from her list: mountain bike the entire Katy Trail, zip line in Hawaii, hike the Grand Canyon, swim in the Dead Sea, and to spend a month in Italian wine country.

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Where is Jenny

Where is JennyJenny organizes her list by professional goals, things to learn, adventures to have, places to visit, and cultural experiences. She publishes hers on her Where is Jenny blog. Her list includes these experiences: generating $3,000 a month in passive income, achieve fluency in Spanish, French, and Sign Language, bungee jumping, visiting Mali, and participating in Burning Man.


Conclusion

I hope this post has inspired you to think about your own personal bucket list. If it has, please share a link to yours (or just enter some below) in the comments section.

About this Blog

Steve and his wife built a software company, sold it and retired early. Steve enjoys blogging about lifestyle freedom, financial independence, and technology. If you like this blog, subscribe here to get an email each time he posts.

If you like this post, you might also like these prior posts:

Follow me: Twitter  |  Facebook  |  LinkedIn  |  Subscribe to this Blog

 

How I quickly built a Twitter Following: Crowdfire interviews Steve Miller

In the past year, I’ve successfully built my Twitter following from 600 to over 24,600 at the time of this post (December 2015). Additionally, I increased my blog visits by 2300%.

This success caught the eye of Crowdfire, a company that produces a tool I use to help build my Twitter followers. They were intrigued by the growth but more importantly, they liked my story of early retirement and wanted to post an interview that explains my story and how I’ve used Crowdfire to build a community of Twitter followers.

The Crowdfire Interview

Here is the story, I hope you enjoy it.

Crowdfire interviews Steve Miller

Direct link to story:
http://blog.crowdfireapp.com/meet-steve-miller-driving-app-downloads-using-crowdfire/

Finally, here is a video showing how I use Crowdfire. If you like my story, you can also follow me on Twitter.

About this Blog

Steve and his wife built a software company, sold it and retired early. Steve enjoys blogging about lifestyle freedom, financial independence, and technology. If you like this blog, subscribe here to get an email each time he posts.

If you like this post, you might also like these prior posts:

Follow me: Twitter  |  Facebook  |  LinkedIn  |  Subscribe to this Blog

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Want to impact Someone’s Holiday? 10 ways to do it

The holiday season is a great time to reflect on the year and to help others. Giving does not have to be expensive. With a bit of creativity, you can impact someone in a positive way and they are likely to pass along the kindness. Can’t think of ways to do this? Here are a few ideas.

1. Pay it Forward at the Grocery Store

When you check out, hand the cashier $20 and ask them to apply that money towards the purchase of the person behind you. This will surely brighten their holiday season.

2. Thank your Parents this Holiday Season

Instead of sending your parents a card, hand-write a note telling them how much you appreciate them and how they have impacted your life.

3. Help Pay for Someone’s Gas

Tape an envelope with $10 inside to the credit card slot of a gas pump. Write a note that simply says “Thanks for finding this. Happy Holidays!”

4. Purchase a few Gifts for a Family in Need

Contact a local church or synagogue and ask if they have a family that needs help with a few gifts for the holidays. Tell them your budget and ask if you can purchase gifts within that budget. Ask them to keep the gift anonymous.

5. Tip your Mail Carrier

Leave $20 in cash for your mail carrier. They deliver your mail every week, why not give back during the holiday season?

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6. Gift your Crafts

If you are crafty, consider giving your creations to friends, family or people in need.

7. Cook for a Family in Need

If you know of a family in need, cook a dinner for them. If you don’t know a family in need, ask a local church.

8. Volunteer

Volunteer at a soup kitchen, local church, or for an organization (like Habitat for Humanity).

9. De-clutter and Donate

You probably have lots of things that are sitting around without being used. It could be clothes, furniture, tools, or toys. Donate these items to Goodwill, Habitat for Humanity, a local church or some other organization that would love to have it.

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10. Make something Old New

If you are handy, find an older bicycle from Craigs List or a friend. Fix it up by painting it, changing out the tires and putting on a new chain. Once you’ve fixed it up, find a neighbor whose kid would love to have it. It doesn’t have to be a bicycle, you can find lots of things to fix up and give away.

Conclusion

Why not make someone’s day? Happy Holidays! If you have other ideas for giving back, please share your ideas in the comments below.

About this Blog

Steve and his wife built a software company, sold it and retired early. Steve enjoys blogging about lifestyle freedom, financial independence, and technology. If you like this blog, subscribe here to get an email each time he posts.

If you like this post, you might also like these prior posts:

Follow me: Twitter  |  Facebook  |  LinkedIn  |  Subscribe to this Blog

Are you prepared for Retirement? 5 Ways to get Ready

Today’s financial post is written by a guest blogger, Patricia Sanders. She is a freelance writer and financial blogger. She writes articles for the Debt Consolidation Care Community and can be reached at sanderspatricia29@gmail.com.

Most of us dream of a retired life without stress and debt — one of financial security. Unfortunately, it doesn’t just happen, it takes work and proper planning. In this post, we will discuss retirement planning and how you can properly plan to secure your golden years.

Why is retirement planning important?

Many people don’t understand the importance of retirement planning and later regret not being prepared for what should be the best years of their life. Why plan? Here are a few reasons why.

Ready for Retirement

  1. To prepare for medical emergencies

Medical issues are quite common in retirement life — as we age, unexpected health issues arise. So it’s important to have funds set aside for medical expenses without jeopardizing your post-retirement nest egg. Insurance coverage and a savings account for non-covered expenses will put you in a great position.

retirement planning

  1. Social security benefits are not enough

Social security benefits are a great supplement, but they’re not enough to meet all expenses in your post-retirement life. Create a retirement fund to cushion your social security benefits and to provide financial protection in retirement.

  1. Working in  your retirement years

If you don’t prepare for retirement, you’ll most likely need to continue working into your retirement years. Unfortunately, health issues can prevent you from continuing work, so savings become important for financial security.

How can you be prepared for retirement?

Retirement planning is not an easy task. It requires years of commitment. Here’s how you can be prepared for retirement.

  1. Set your goals and start saving

First, set financial goals. You’ll get inspiration by reaching goals you set. If you’ve already started, then keep saving and move forward to the next goal. The earlier you get started, the better. By saving early, you take advantage of compounding and let your money work for you.

  1. Assess your retirement needs and craft a budget

It takes planning to ensure you are able to maintain your standard of living after retirement. Start by accessing what your current expenses are and formulate a post-retirement budget. Normally, your retirement expenses will be about 80% of your pre-retirement expenses. Make a detailed list of every expense and track that for a year to ensure your planning is correct.

retirement planning

  1. Take advantage of employer pension plans

Many employers offer traditional pension plans to their employees. Check with your employer to determine if a pension is available and what the plan covers. If your employer does not offer a plan, consider other jobs that may.

  1. Contribute money to a 401 (k) plan

Most employers offer a retirement savings plan (401k) and some match your contributions up to a certain percentage.  If this is offered, max out your contributions because they are tax deferred.

  1. Invest regularly

With each paycheck, invest a portion of your earnings into mutual funds.  Index mutual funds are a great way to mimic the returns of the S&P 500 which averages about 7.5% return per year. By investing regularly and reinvesting all dividends, your investments will quickly compound. Compounding has a snowball effect, your investment dollars begin to grow more rapidly and with 20 to 30 years of this strategy, you will be in a great position for retirement.

Get rid of debt or save for retirement?

What will be your top priority in life: paying off debt or saving for retirement? You should first rid yourself of debt by applying a debt snowball. With the debt snowball, you pay off your smallest debt first, then take the money you were paying for that debt and apply that to your next debt until all debt is extinguished. If your debt is unmanageable, consolidate your debt into a single payment so that you can pay it off with fervor. Once you are debt free, take all of the money you were putting towards debt and apply it to your retirement savings.

About this Blog

Thanks again to Patricia Sanders for writing today’s guest post.  Steve and his wife built a software company, sold it and retired early. Steve enjoys blogging about lifestyle freedom, financial independence and technology. If you like this blog, subscribe here to get an email each time he posts.

If you like this post, you might also like these prior posts:

Follow me: Twitter  |  Facebook  |  LinkedIn  |  Subscribe to this Blog

** DISCLAIMER ** Financial Information presented on this blog is intended for informational purposes only and is not meant to be taken as financial advice. While all attempts are made to present accurate information, it may not be appropriate for your specific circumstances and information may become outdated over time. Before investing, do your research and seek professional advice.

 

 

 

 

 

 

 

 

 

 

 

How to create mini-vacations for Little Cost

Traveling can be lots of fun. It allows us to experience new cultures, see new things, and we become more well rounded. Unfortunately, travel can be costly and many of us delay it because it’s just too expensive. Here are some ways to create mini-vacations for very little cost.

Let the Boss Pick up the Tab

If you travel a lot for business, you can create mini-vacations by extending your stay. Let’s say that you have a Wednesday through Friday trip to Washington D.C.  Ask your boss for 1 day off and extend your trip so that you return on Monday night. That way you can spend Saturday – Monday visiting the sites of D.C. By eliminating the airfare, it becomes much more affordable.

Mini Vacations

Use Credit Card Rewards

Most credit cards have a reward program that gives 1 to 2 points for every dollar spent. The Capital One Venture card gives you 2 points back per dollar, so it’s a good choice. You can put everything on this card — groceries, clothes, travel expenses, utility bills, hotel stays, etc. Pay the card off monthly so that you don’t build up a balance and you can use these miles to purchase airline tickets or pay for a hotel.

Mini Vacations

Use Hotels.com

Each time I stay at a hotel, I book it through Hotels.com. For every 10 times I stay in a hotel, I get 1 free night — this is an easy way to pay for lodging on your mini-vacation.

Go Somewhere Near

Many times we don’t explore sites that are in our own backyard. We live in Florida, so by just making a day trip, we can easily visit Atlanta, New Orleans, Mobile, or somewhere else near that has some fun things to do. You can plan a weekend stay, turning that mini-vacation dream into a reality. To find fun things to do in your area, check out the Road Trippers website.

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Swap Houses

If you live in a desirable area, consider house swapping. Sites like www.HomeExchange.com allow you to search for a place you wish to visit and swap your house with someone else. It has home swaps with exotic locations like the Caribbean, Europe, and Africa. By swapping homes, the lodging costs are free and you only have to pay for airfare. Many times they will also swap cars so that your transportation is also covered.

Conclusion

I hope this post has inspired you to stop procrastinating with your travel dreams — get out there and travel!

If you have travel tips, please share yours in the comments below.

About this Blog

Steve and his wife built a software company, sold it and retired early. Steve enjoys blogging about lifestyle freedom, financial independence, and technology. If you like this blog, subscribe here to get an email each time he posts.

If you like this post, you might also like these prior posts:

Follow me: Twitter  |  Facebook  |  LinkedIn  |  Subscribe to this Blog

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